What Is M&T Bank Payoff Address and Payment Address. 20 June 2023 by BusinessHoursList Team. To know the payoff address and payment address for M&T Bank, you can contact their main headquarters office. The address and contact information are provided below.M&T Bank Reviews. The WalletHub rating is comprised of reviews from both WalletHub users and ratings on other reputable websites. The rating was last updated on 09/01/2023. 3.4. 1,071 reviews. from WalletHub and across the web. Most Recent. missykrause1980. September 1, 2023 • @missykrause1980. Mortgage Payment & Correspondence Addresses. Learn how to contact M&T Bank about your mortgage. If you don’t see the address you’re looking for, please contact us at 1-800-724-2224. We would like to show you a description here but the site won’t allow us.Sep 1, 2023 · If your loan balance is around $15,000 you will save $600 every year / $50 every month when you lower your rate by 4%. For a guaranteed rate in less than 2 minutes, open WithClutch.com, enter your phone number, select your goal (e.g. 'Lower my monthly payment') and click on 'Apply Now'. Enroll your M&T accounts. First, which account type are you looking to view online? Select account type. Personal. Checking, savings, CD, debit card, mortgage, loan or line of credit. Business. Checking, savings, CD, credit card, mortgage, loan or line of credit. Business and Personal. View both your business and personal accounts under one ... Get mailing addresses to send us a payment, legal documents and other correspondence. Payment Addresses When using any Internet Bill Payment Service, be sure to enter "100001" in front of your 11-digit account number when setting up your payee.Jun 19, 2023 · M&T Bank serves drivers primarily on the east coast in banking products ranging from credit cards and insurance to lending. Enroll Now. Unauthorized access is prohibited. Usage may be monitored. Have questions about M&T Online Banking? Personal Accounts: 1-800-790-9130. Monday - Friday 8am - 9pm ET. Saturday - Sunday 9am - 5pm ET. Business Accounts: 1-800-724-6070. Monday - Friday 6am - 9pm ET. Lakeview has been our lender for several years. Refinancing with them made the most sense over all our options. You may be able to save hundreds with a lower rate or payment, get cash out to pay off bills, or to put towards something you’ll enjoy. Call 855-294-8564 and speak to a loan specialist about refinancing today.What can we help you with? Forgot your User ID. Call M&T Online Customer Service at 1-800-790-9130. Forgot your Passcode. Reset your Passcode in just a few steps. M&T Online Customer Service Hours. 1-800-790-9130. Monday - Friday 8am - 9pm ET. Saturday - Sunday 9am - 5pm ET.Mortgage payoff funds should be mailed to the following address: M&T Bank c/o M & T Bank-Mortgage Payoffs Box 69129 1800 Washington Blvd., 8th Floor Baltimore, MD 21230. Certified or Attorney Escrow Checks are also accepted for payoff. Funds should be made payable to M&T Bank. Get commonly used mailing addresses. Additional Contact Numbers Student Loans Sallie Mae - 1-888-272-5543 NELNET - 1-888-486-4722 PHEAA/AES - 1-800-233-0557.Payoff phone numbers and addresses for all major auto lending banks in the USA. F&I Tools open share dealer guide. Auto loan bank payoff list.Complete these three easy steps and managing your mortgage gets that much easier. 1. Download our mobile app. 2. Create an online account —it takes just minutes. 3. Sign in to your account to set up electronic payments, go paperless, and activate account alerts. 8th Floor. Buffalo, NY 14203-2399. (716) 842-5138. [email protected]. M&T Bank Corporation's Investor Relations Department: If you are an equity analyst or have questions on the Corporation's financial performance then contact: Brian Klock. Executive Vice President, Head of Market and Investor Relations. (716) 842-5138. Current APRs range from 7.49% - 15.76% and are subject to change. Offer good in CT, DE, ME, MD, MA, NH, NJ, NY, PA, VT, VA, DC and WV. For example, the monthly payment for a $10,000 loan with $0 down payment and a 66-month term at a non-discounted APR of 7.99% would be $202.72. Your actual rate and payment amount may be different as determined ... We would like to show you a description here but the site won’t allow us.Service a portfolio of more than $27 billion in loans secured by commercial properties throughout the country. Employ a seasoned group of servicing and asset management professionals with several years of industry experience. Committed to providing the highest level of service with a proven record of success in managing customer relationships.Per Huntington Bank the correct address for sending proof of Auto Insurance is: P O Box 182519. Columbus OH 43218 updated by Gita on 09/10/2020 ( thank you ) HUNTINGTON NATIONAL BANK. This is updated information from April 30, 2021 This address is for lienholder and loss payee Huntington national Bank 5555 Cleveland Ave., GW1C01 Columbus, OH 43231 Get commonly used mailing addresses. Additional Contact Numbers Student Loans Sallie Mae - 1-888-272-5543 NELNET - 1-888-486-4722 PHEAA/AES - 1-800-233-0557.Mortgages & Loans. M&T has a variety of mortgage and lending options to help fund your ambitions. Whether you're looking to pay for a home improvement project, consolidate your high interest balances, or maybe you just need extra cash, we're here and ready to help. Explore Mortgages. Explore Lending Options. Mortgage payoff funds should be mailed to the following address: M&T Bank c/o M & T Bank-Mortgage Payoffs Box 69129 1800 Washington Blvd., 8th Floor Baltimore, MD 21230. Certified or Attorney Escrow Checks are also accepted for payoff. Funds should be made payable to M&T Bank. Your authorization is required in order for M&T Bank to automatically transfer funds to make payments on a recurring basis. In order for M&T to commence your recurring payments, you are required to complete and sign an authorization and mail it to the appropriate M&T address indicated at the bottom of the form. Please retain a copy of the ...Current APRs range from 7.49% - 15.76% and are subject to change. Offer good in CT, DE, ME, MD, MA, NH, NJ, NY, PA, VT, VA, DC and WV. For example, the monthly payment for a $10,000 loan with $0 down payment and a 66-month term at a non-discounted APR of 7.99% would be $202.72. Your actual rate and payment amount may be different as determined ... 8th Floor. Buffalo, NY 14203-2399. (716) 842-5138. [email protected]. M&T Bank Corporation's Investor Relations Department: If you are an equity analyst or have questions on the Corporation's financial performance then contact: Brian Klock. Executive Vice President, Head of Market and Investor Relations. (716) 842-5138.Ally Payoff Address - Auto Loan. Standard Mailing. PO Box 78234. Phoenix AZ 85062. Overnight Physical Delivery. 6716 Grade Lane. Building #9 Suite 910. Louisville KY 40213-3416. Lienholder Address | ELT Code. Current APRs range from 7.49% - 15.76% and are subject to change. Offer good in CT, DE, ME, MD, MA, NH, NJ, NY, PA, VT, VA, DC and WV. For example, the monthly payment for a $10,000 loan with $0 down payment and a 66-month term at a non-discounted APR of 7.99% would be $202.72. Your actual rate and payment amount may be different as determined ...Bank quickly and get back to what matters most to you – that’s the idea behind the M&T Mobile Banking App built for both personal and business customers. Access your Account Conveniently. • See available balances, transactions, credit limits, and check images. • Estimate net worth, view cash flow, centralize finances, categorize ...What can we help you with? Forgot your User ID. Call M&T Online Customer Service at 1-800-790-9130. Forgot your Passcode. Reset your Passcode in just a few steps. M&T Online Customer Service Hours. 1-800-790-9130. Monday - Friday 8am - 9pm ET. Saturday - Sunday 9am - 5pm ET. Get mailing addresses to send us a payment, legal documents and other correspondence. Payment Addresses When using any Internet Bill Payment Service, be sure to enter "100001" in front of your 11-digit account number when setting up your payee. Step 1: Request a payoff quote. Your principal balance (as listed on your mortgage statement) is not the total amount you’ll need to come up with to pay off your mortgage. That’s because you also owe interest charges right up until the day you pay off your loan. There may be other charges you haven’t paid yet, such as deferments, taxes ...Federal regulations require us to maintain up-to-date information for your M&T customer relationship. Currently, we do not have all the necessary information on file for you. Your relationship is very important to us. Please call us at 1-866-281-9451 or if outside the U.S. 1-302-934-4883 (Monday–Friday 9am–6pm ET) to ensure the information ... What Is M&T Bank Payoff Address and Payment Address. 20 June 2023 by BusinessHoursList Team. To know the payoff address and payment address for M&T Bank, you can contact their main headquarters office. The address and contact information are provided below.Jun 19, 2023 · M&T Bank serves drivers primarily on the east coast in banking products ranging from credit cards and insurance to lending. Make changes to your email address, password, telephone and fax numbers. Need more information? To find out where to send payments, view our list of payment and correspondence addresses. If you have additional questions, contact M&T Bank's Mortgage Customer Service Department at 1-800-724-2224, Monday–Friday, 8:30am–9:00pm ET.Manage all your bills, get payment due date reminders and schedule automatic payments from a single app. ... You can contact them directly by phone at 800-724-2440. If you’re enrolled in the Flexible Payment Program, call us at 1-800-724-2224 3. If you’re enrolled with an online or third-party bill pay provider , please reach out to that provider to cancel the service M&T Bank Payoff Address. Standard Mail. . . PO Box 64679. Baltimore MD 21264-4679. Overnight Physical Express. . Box 69003.Enroll Now. Unauthorized access is prohibited. Usage may be monitored. Have questions about M&T Online Banking? Personal Accounts: 1-800-790-9130. Monday - Friday 8am - 9pm ET. Saturday - Sunday 9am - 5pm ET. Business Accounts: 1-800-724-6070. Monday - Friday 6am - 9pm ET. Manage all your bills, get payment due date reminders and schedule automatic payments from a single app. ... You can contact them directly by phone at 800-724-2440.Our Mobile App lets you bank anywhere, anytime, deposit checks, and transfer money between accounts! Exceptional People. Extraordinary Opportunities. Service-focused. Friendly. Professional. Proactive. Resilient. If this sounds like you, you may have a future with us.An overage occurs if the current funds and payments in your escrow account are estimated to exceed the minimal payment amount for the escrow analysis 12-month period. An overage may occur if taxes or insurance premiums were lower than estimated or an estimated decrease is expected in the coming months.60 46. 13%. Customer Service. +1 800 790 9130. 0 22. Online & Mobile Banking. More phone numbers. Make changes to your email address, password, telephone and fax numbers. Need more information? To find out where to send payments, view our list of payment and correspondence addresses. If you have additional questions, contact M&T Bank's Mortgage Customer Service Department at 1-800-724-2224, Monday–Friday, 8:30am–9:00pm ET.Per Huntington Bank the correct address for sending proof of Auto Insurance is: P O Box 182519. Columbus OH 43218 updated by Gita on 09/10/2020 ( thank you ) HUNTINGTON NATIONAL BANK. This is updated information from April 30, 2021 This address is for lienholder and loss payee Huntington national Bank 5555 Cleveland Ave., GW1C01 Columbus, OH 43231 Bank quickly and get back to what matters most to you – that’s the idea behind the M&T Mobile Banking App built for both personal and business customers. Access your Account Conveniently. • See available balances, transactions, credit limits, and check images. • Estimate net worth, view cash flow, centralize finances, categorize ... If your loan balance is around $15,000 you will save $600 every year / $50 every month when you lower your rate by 4%. For a guaranteed rate in less than 2 minutes, open WithClutch.com, enter your phone number, select your goal (e.g. 'Lower my monthly payment') and click on 'Apply Now'.Enroll Now. Unauthorized access is prohibited. Usage may be monitored. Have questions about M&T Online Banking? Personal Accounts: 1-800-790-9130. Monday - Friday 8am - 9pm ET. Saturday - Sunday 9am - 5pm ET. Business Accounts: 1-800-724-6070. Monday - Friday 6am - 9pm ET.• Making a payment • Payment options • Account questions • Setting up automatic or recurring payments • Payoff information • Getting your title. You can also reach out to our Customer. Experience team at 1-800-284-2271. Customer Service Hours:Complete these three easy steps and managing your mortgage gets that much easier. 1. Download our mobile app. 2. Create an online account —it takes just minutes. 3. Sign in to your account to set up electronic payments, go paperless, and activate account alerts.The address to send your payment regular mail is: U.S. Bank Consumer Loan Servicing. PO Box 790179. St. Louis, MO 63179-0179. If you need to send the payment using an overnight service, the address is: U.S. Bank Consumer Loan Servicing. Payment/Payoff Processing. 1850 Osborn Ave. Oshkosh, WI 54902.Credit card outside the US, call collect. 1-804-934-2001. 1-866-750-0873. 1-800-427-9428. Fast answers are at your fingertips. Send a message to our digital assistant Eno in the app or over text. Use keywords to scan all of capitalone.com and find what you're looking for, faster.Call 1-800-724-2440. Get commonly used mailing addresses.Enroll your M&T accounts. First, which account type are you looking to view online? Select account type. Personal. Checking, savings, CD, debit card, mortgage, loan or line of credit. Business. Checking, savings, CD, credit card, mortgage, loan or line of credit. Business and Personal. View both your business and personal accounts under one ... What can we help you with? Forgot your User ID. Call M&T Online Customer Service at 1-800-790-9130. Forgot your Passcode. Reset your Passcode in just a few steps. M&T Online Customer Service Hours. 1-800-790-9130. Monday - Friday 8am - 9pm ET. Saturday - Sunday 9am - 5pm ET.Send your payment by U.S. Mail. To make sure your payment posts as quickly as possible, write your Capital One credit card account number on your check. Capital One Attn: Payment Processing PO Box 71083 Charlotte, NC 28272-1083. OVERNIGHT ADDRESS* Capital One Attn: Payment Processing 6125 Lakeview Rd Suite 800 Charlotte, NC 28269.Your authorization is required in order for M&T Bank to automatically transfer funds to make payments on a recurring basis. In order for M&T to commence your recurring payments, you are required to complete and sign an authorization and mail it to the appropriate M&T address indicated at the bottom of the form. Please retain a copy of the ...Contact Us 1-800-724-2440; Locations & ATMs; Make an Appointment; More ways to reach us; About About M&T; Careers; Investor Relations; Security; Search ... If sending the payment via USPS or you need the address to use for your bill pay: U.S. Bank Home Mortgage. PO Box 790415. St Louis, MO 63179-0415. If sending the payment overnight delivery. U.S. Bank Home Mortgage. Attn: Payment Processing. 3751 Airpark Drive. Owensboro, KY 42301.Recreation. Medallion Bank 1100 East 6600 South, Suite 510 Salt Lake City, UT 84121. Phone: (866) 688-6983 Toll Free Fax: (888) 730-5032. Monday – Friday 8am-5pm MT Enroll your M&T accounts. First, which account type are you looking to view online? Select account type. Personal. Checking, savings, CD, debit card, mortgage, loan or line of credit. Business. Checking, savings, CD, credit card, mortgage, loan or line of credit. Business and Personal. View both your business and personal accounts under one ... We would like to show you a description here but the site won’t allow us. Enroll your M&T accounts. First, which account type are you looking to view online? Select account type. Personal. Checking, savings, CD, debit card, mortgage, loan or line of credit. Business. Checking, savings, CD, credit card, mortgage, loan or line of credit. Business and Personal. View both your business and personal accounts under one ... Incoming International Wire Transfer Instructions. To receive international wire transfer in your M and T Bank account, please use the following wire instructions: Bank Name: M and T Bank. SWIFT/BIC Code for M and T Bank: MANTUS33. Routing Transit Number: 022000046. Bank Address, City & State:Further, your payment must be scheduled according to the requirements set forth in the M&T Digital Services Agreement, and you must have sufficient available funds in your account. In the event your payee does not receive payment on time and charges you a late fee, contact Online Banking Support at 1-800-790-9130.Sign in to your account Welcome back! Sign in to view status or complete next steps on your loan.Make changes to your email address, password, telephone and fax numbers. Need more information? To find out where to send payments, view our list of payment and correspondence addresses. If you have additional questions, contact M&T Bank's Mortgage Customer Service Department at 1-800-724-2224, Monday–Friday, 8:30am–9:00pm ET.[}ë Q]ü¡ D˜×â Þ5 6 u÷ @#eáüý×À`Ü aZ¬6»Ãér{¼>¿ÿüR«¾~ R(dŽ ðÕçXÓe—k§çÚ[{¸ d ÑB 0€$©Êåþo¦öý¾6« ¼r§r" 8ˆ²e¦å)ñë8qÙNºgŸKâRD™ ”¢r Õ w 7 µYÔj™ÿß÷S¿rÙ ï³ñád !ª ÷A²Í ^½÷‚‚ `š$ Òßîœ{ï¹÷½ ^ @ ’p24Ò'A#ÿ H¿ÕÎFcl ȵ·Ñ¬‰¢[ »§ ³ g| L N6sß²¯ ÿ2” c Ò ‘ fî½`vÿ Gdœ — ÕUÕÕ ...Complete these three easy steps and managing your mortgage gets that much easier. 1. Download our mobile app. 2. Create an online account —it takes just minutes. 3. Sign in to your account to set up electronic payments, go paperless, and activate account alerts. What can we help you with? Forgot your User ID. Call M&T Online Customer Service at 1-800-790-9130. Forgot your Passcode. Reset your Passcode in just a few steps. M&T Online Customer Service Hours. 1-800-790-9130. Monday - Friday 8am - 9pm ET. Saturday - Sunday 9am - 5pm ET. Bank quickly and get back to what matters most to you – that’s the idea behind the M&T Mobile Banking App built for both personal and business customers. Access your Account Conveniently. • See available balances, transactions, credit limits, and check images. • Estimate net worth, view cash flow, centralize finances, categorize ... Pre-fill your application with your M&T Online Banking login informationM&T Bank Payoff Address. Standard Mail. . . PO Box 64679. Baltimore MD 21264-4679. Overnight Physical Express. . Box 69003.Send your payment by U.S. Mail. To make sure your payment posts as quickly as possible, write your Capital One credit card account number on your check. Capital One Attn: Payment Processing PO Box 71083 Charlotte, NC 28272-1083. OVERNIGHT ADDRESS* Capital One Attn: Payment Processing 6125 Lakeview Rd Suite 800 Charlotte, NC 28269.Enroll Now. Unauthorized access is prohibited. Usage may be monitored. Have questions about M&T Online Banking? Personal Accounts: 1-800-790-9130. Monday - Friday 8am - 9pm ET. Saturday - Sunday 9am - 5pm ET. Business Accounts: 1-800-724-6070. Monday - Friday 6am - 9pm ET.We would like to show you a description here but the site won’t allow us. Per Huntington Bank the correct address for sending proof of Auto Insurance is: P O Box 182519. Columbus OH 43218 updated by Gita on 09/10/2020 ( thank you ) HUNTINGTON NATIONAL BANK. This is updated information from April 30, 2021 This address is for lienholder and loss payee Huntington national Bank 5555 Cleveland Ave., GW1C01 Columbus, OH 43231 The address to send your payment regular mail is: U.S. Bank Consumer Loan Servicing. PO Box 790179. St. Louis, MO 63179-0179. If you need to send the payment using an overnight service, the address is: U.S. Bank Consumer Loan Servicing. Payment/Payoff Processing. 1850 Osborn Ave. Oshkosh, WI 54902.What can we help you with? Forgot your User ID. Call M&T Online Customer Service at 1-800-790-9130. Forgot your Passcode. Reset your Passcode in just a few steps. M&T Online Customer Service Hours. 1-800-790-9130. Monday - Friday 8am - 9pm ET. Saturday - Sunday 9am - 5pm ET. For Payments. UWM P.O. Box 650530 Dallas, TX 75265-0530. For Overnight Mail. UWM Lake Vista 4 800 State Highway 121 Bypass Suite 100 Lewisville, TX 75067Make changes to your email address, password, telephone and fax numbers. Need more information? To find out where to send payments, view our list of payment and correspondence addresses. If you have additional questions, contact M&T Bank's Mortgage Customer Service Department at 1-800-724-2224, Monday–Friday, 8:30am–9:00pm ET. Enroll your M&T accounts. First, which account type are you looking to view online? Select account type. Personal. Checking, savings, CD, debit card, mortgage, loan or line of credit. Business. Checking, savings, CD, credit card, mortgage, loan or line of credit. Business and Personal. View both your business and personal accounts under one ... Incoming International Wire Transfer Instructions. To receive international wire transfer in your M and T Bank account, please use the following wire instructions: Bank Name: M and T Bank. SWIFT/BIC Code for M and T Bank: MANTUS33. Routing Transit Number: 022000046. Bank Address, City & State:Current APRs range from 7.49% - 15.76% and are subject to change. Offer good in CT, DE, ME, MD, MA, NH, NJ, NY, PA, VT, VA, DC and WV. For example, the monthly payment for a $10,000 loan with $0 down payment and a 66-month term at a non-discounted APR of 7.99% would be $202.72. Your actual rate and payment amount may be different as determined ...
One-time or recurring payments from your M&T checking or savings account. View your loan account information, including recent activity, history, principal balance and interest rate. Simply visit www.mtb.com and log onto or enroll in M&T Online Banking. For further assistance, please contact us at 1-800-790-9130.. Rule 34 if it exists there
We would like to show you a description here but the site won’t allow us. Contact Us 1-800-724-2440; Locations & ATMs; Make an Appointment; More ways to reach us; About About M&T; Careers; Investor Relations; Security; Search ...The address to send your payment regular mail is: U.S. Bank Consumer Loan Servicing. PO Box 790179. St. Louis, MO 63179-0179. If you need to send the payment using an overnight service, the address is: U.S. Bank Consumer Loan Servicing. Payment/Payoff Processing. 1850 Osborn Ave. Oshkosh, WI 54902. Further, your payment must be scheduled according to the requirements set forth in the M&T Digital Services Agreement, and you must have sufficient available funds in your account. In the event your payee does not receive payment on time and charges you a late fee, contact Online Banking Support at 1-800-790-9130.All loans and lines of credit are subject to credit approval. Recreational Vehicles include motor homes, truck campers, travel trailers and camping trailers. For example, the monthly payment for a $25,000 Boat/RV loan with a 120-month term at a non-discounted APR of 9.24% would be $319.95. The monthly payment for a $10,000 loan for a Motorcycle ...Get mailing addresses to send us a payment, legal documents and other correspondence. Payment Addresses When using any Internet Bill Payment Service, be sure to enter "100001" in front of your 11-digit account number when setting up your payee.Mortgage payoff funds should be mailed to the following address: M&T Bank c/o M & T Bank-Mortgage Payoffs Box 69129 1800 Washington Blvd., 8th Floor Baltimore, MD 21230. Certified or Attorney Escrow Checks are also accepted for payoff. Funds should be made payable to M&T Bank.Jun 19, 2023 · M&T Bank serves drivers primarily on the east coast in banking products ranging from credit cards and insurance to lending. • Making a payment • Payment options • Account questions • Setting up automatic or recurring payments • Payoff information • Getting your title. You can also reach out to our Customer. Experience team at 1-800-284-2271. Customer Service Hours: Mortgage payoff funds should be mailed to the following address: M&T Bank c/o M & T Bank-Mortgage Payoffs Box 69129 1800 Washington Blvd., 8th Floor Baltimore, MD 21230. Certified or Attorney Escrow Checks are also accepted for payoff. Funds should be made payable to M&T Bank.For Payments. UWM P.O. Box 650530 Dallas, TX 75265-0530. For Overnight Mail. UWM Lake Vista 4 800 State Highway 121 Bypass Suite 100 Lewisville, TX 75067M&T Bank Reviews. The WalletHub rating is comprised of reviews from both WalletHub users and ratings on other reputable websites. The rating was last updated on 09/01/2023. 3.4. 1,071 reviews. from WalletHub and across the web. Most Recent. missykrause1980. September 1, 2023 • @missykrause1980.Enroll Now. Unauthorized access is prohibited. Usage may be monitored. Have questions about M&T Online Banking? Personal Accounts: 1-800-790-9130. Monday - Friday 8am - 9pm ET. Saturday - Sunday 9am - 5pm ET. Business Accounts: 1-800-724-6070. Monday - Friday 6am - 9pm ET. Buying or refinancing, we’ll make your decisions easier. Apply in person. Or apply by phone if you have a Truist account. Call 844-487-8478. $3,500 minimum borrowing amount. 1. Up to 84-month 2 Terms available. Rates range from 6.67% to 12.57% APR 3 Excellent credit required for lowest rate.Correspondence Address. THE MANDT SYSTEM, INC. P.O. Box 831790. Richardson TX 75083-1790Federal regulations require us to maintain up-to-date information for your M&T customer relationship. Currently, we do not have all the necessary information on file for you. Your relationship is very important to us. Please call us at 1-866-281-9451 or if outside the U.S. 1-302-934-4883 (Monday–Friday 9am–6pm ET) to ensure the information ...Service a portfolio of more than $27 billion in loans secured by commercial properties throughout the country. Employ a seasoned group of servicing and asset management professionals with several years of industry experience. Committed to providing the highest level of service with a proven record of success in managing customer relationships..